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TruePesa

TruePesa provides affordable loans from KSh2,000 to KSh80,000, for terms of 91–365 days. It offers lower APR (12%–25%) plus a 2%–8% service fee, making it one of the more affordable loan apps.

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Zuri Cash

Zuri Cash provides instant online loans from KSh500 to KSh50,000 for 91–360 days. It charges APRs of 18–36% (with no extra transaction fee). The process is quick and funds are sent to your M-Pesa upon approval.

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Kashbean

Kashbean offers loans KSh1,000–200,000 for 91–365 days. Interest is capped at 36% APR (3% monthly). The digital process is paperless and funds disburse in under a minute.

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Meta Loan

Meta Loan provides digital loans KSh1,000–80,000 for 91–365 days. It charges a flat APR of up to 48% per year. The app is quick and paperless; funds disburse to your M-Pesa within a minute of approval.

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Mco-opCash

Co-op Bank’s MCo-opCash mobile banking offers loans from KSh1,000 to KSh500,000 with terms of 1–3 months. Interest is 4% per month. Loans are applied through USSD or the app and disbursed immediately.

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InstarCash

InstarCash offers loans KSh5,000–40,000 for 90–360 days. Interest (36%–72% APR) is charged upfront, so borrowers receive less than the face value of the loan. Approval is fast – funds arrive within minutes.

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Koro Loan

Koro Loan App is a leading digital lending platform in Kenya, offering fast, flexible, and fully mobile personal loans directly to your M-Pesa account. Designed with user convenience in mind, the app caters to urgent cash needs,whether it’s an unexpected expense or a short-term financial gap with a simple, transparent, and efficient borrowing process. Overview […]

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LendPlus

LendPlus Loan App is a digital lending platform aimed at providing fast, accessible, and secure emergency loans to Kenyans. Developed with a customer-centric approach, LendPlus offers a seamless mobile experience—from a simple registration process to rapid M-Pesa loan disbursements. Designed for both individuals and small business owners, this app addresses everyday financial needs without the […]

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Chapeo Cash

Chapeo Cash is a rapidly growing digital lending platform designed to address the everyday financial needs of Kenyans. Offered by CHAPEO CAPITAL LIMITED, this loan app provides an entirely paperless and swift solution to access cash when you need it the most—all through your smartphone. Here’s a comprehensive look at how Chapeo Cash works, its […]

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Bayes

Bayes Loan Apps have emerged as a practical digital lending solution in Kenya, catering to individuals and bBayes Loan App is a digital lending platform operated by Pi Capital Ltd that offers a range of financial solutions designed specifically for the Kenyan market. With a focus on transparency and quick access to funds, the app […]

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